The United States now has a federal law for payment stablecoins. The GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) passed Congress and was signed on July 18, 2025, creating the country’s first comprehensive framework for dollar-pegged tokens. In plain English: stablecoins are moving from gray zone to regulated financial plumbing. This matters… Continue reading The U.S. Stablecoin Law That Could Supercharge Crypto
Author: Marcello Vieira
Former physician turned fund manager and educator. Two decades studying finance and markets, focused on managing finances and investing better with downside protection. I translate complex research into simple, time-efficient lessons that prioritize discipline, solid planning, risk control, and durable results.
The Wealth Gap in an AI World: How to Position Your Portfolio for the Next Decade
Let’s address an uncomfortable truth shaping today’s economy: the widening gap between people who own assets and those who don’t. This isn’t just about luck or timing. It’s about a system in which fiat currencies—like the dollar or the real—lose purchasing power over time, while productive assets compound. Add the acceleration from artificial intelligence (AI)… Continue reading The Wealth Gap in an AI World: How to Position Your Portfolio for the Next Decade
The Revolutionary Potential of AI in the U.S. Stock Market
Artificial intelligence (AI) has moved from bold prediction to daily reality. It is no longer just a tech story; it is a cross-economy force reshaping productivity, cost curves, and winners across multiple industries. AI refers to software systems that learn from data to perform tasks that typically require human intelligence—like perception, pattern recognition, prediction, and… Continue reading The Revolutionary Potential of AI in the U.S. Stock Market
Inside the Room: What Family Offices Are Buying Now
I spent a week in New York at a series of discussions and roundtables with emerging fund managers, seasoned family offices, and long-term allocators. A family office is a private firm that manages the wealth of a single ultra-high-net-worth family (or a small group of families), handling investments, taxes, estate planning, and risk. The Biggest… Continue reading Inside the Room: What Family Offices Are Buying Now
My Investment Fund: From First Principles to a Live Strategy
Financial journeys rarely move in straight lines. Mine began in 2005 and, after many experiments, led to a strategy that blends business fundamentals with momentum—plus risk controls to keep drawdowns manageable. This article distills that path and explains the launch of my first equity fund in plain English. Why Share This Journey Many investors feel… Continue reading My Investment Fund: From First Principles to a Live Strategy
The Decade of AI: Why U.S. Stocks Poised to Ride a Generational Wave
Artificial intelligence (AI) is no longer confined to research labs or sci-fi headlines. It is becoming core business infrastructure, much like electricity or the internet. In simple terms, AI refers to computer systems that learn patterns from data and make predictions or decisions with minimal human input.As companies adopt AI to automate tasks and uncover… Continue reading The Decade of AI: Why U.S. Stocks Poised to Ride a Generational Wave
Optimism Beats Pessimism in Investing
As an investor, being optimistic is far better than being overly pessimistic or skeptical. While caution has its place, persistent pessimism often leads to missed opportunities and disappointing results. It’s striking how many analysts and fund managers missed the bull market of 2023 and 2024 because they were constantly expecting the worst-case scenario. By sitting… Continue reading Optimism Beats Pessimism in Investing
Building Wealth in the Markets: Vision, Strategy, and Courage
Over time, I’ve realized that the best way to build wealth in the markets is by identifying assets with high appreciation potential and having a solid strategy to capture their upside. This approach requires more than technical knowledge—it demands a deep understanding of market dynamics, the courage to act when others hesitate, and the emotional… Continue reading Building Wealth in the Markets: Vision, Strategy, and Courage
What Changes Could Shape Financial Markets Over the Next 5–10 Years?
Financial markets have always evolved in cycles. While each era feels unique, history shows us that patterns tend to repeat—driven by innovation, policy shifts, and human behavior. That’s why I’m cautious whenever I hear the phrase, “this time is different.” Usually, it isn’t. The underlying rules of markets—capital allocation, supply and demand, cycles of fear… Continue reading What Changes Could Shape Financial Markets Over the Next 5–10 Years?
“Everything Is Connected” and the Next Big Market Cycle
Investors often look for a single factor that explains market movements. But history shows that the most powerful cycles aren’t driven by just one cause—they happen when multiple forces converge at the same time. This is the central idea behind what Raoul Pal calls the “everything code”—a framework that also aligns with perspectives from Anthony… Continue reading “Everything Is Connected” and the Next Big Market Cycle